PITI Mortgage Calculator

Full payment breakdown: Principal, Interest, Taxes, Insurance & HOA — with rental cash flow analysis.

Home Price

$650,000

$200K$2M

Down Payment

$130,000 (20%)

5%50%

Interest Rate

4.19%

1%10%

Amortization Period

Optional Costs

Property Tax

$ /yr

Home Insurance

$ /yr

HOA / Condo Fee

$ /mo

Total Monthly Payment

$—

Principal & Interest + Tax + Insurance

P&I Only $—

Loan Amount $—

LTV Ratio —%

Expected Monthly Rent

Vacancy Rate

$— per month

Total Interest

$—

Over full amortization

Total Cost

$—

Price + interest + fees

Payoff Date

—

Estimated mortgage-free

Income Needed

$—

Gross annual (stress test)

5-Year Equity

$—

Principal paid down

CMHC Premium

$—

If applicable