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About Nordaux

Independent coverage of the Canadian mortgage market — rates, analysis, and guides for homeowners and buyers.

"The Canadian mortgage market is complicated, opaque, and full of conflicting information. We built Nordaux to change that — with clear rate data, honest analysis, and educational guides written in plain language."
— Manbir Natt, Founder
The Team

Built by people who know mortgages

Founder & CEO
Manbir Natt

Manbir Natt

Sub-Mortgage Broker
Vancouver, BC  ·  LinkedIn
BCFSA Lic. #MB612411 · Legacy Mortgage Group

Manbir founded Nordaux out of frustration with how hard it is to get straight answers about Canadian mortgages. With a background in product, technology, and finance, he built this platform to aggregate public rate data, publish honest analysis, and give Canadian borrowers the information they need to negotiate confidently — without the sales pitch. He is a licensed mortgage broker based in Surrey, BC. He advises clients directly in British Columbia, and works with licensed partner brokers to serve borrowers in other provinces.

Product & Technology Finance Content Strategy
Chief Brand Officer
Dapinder Momi

Dapinder Momi

Sub-Mortgage Broker
Vancouver, BC  ·  LinkedIn
BCFSA Lic. #MB612431 · Legacy Mortgage Group

Dapinder brings over 9 years of mortgage financing and real estate lending experience to Nordaux. Recognized multiple times as a top Mortgage Specialist at TD Canada Trust, he leads brand strategy with the same philosophy he applies to every client: clear communication, strong execution, and advice built around real financial goals — not a one-size-fits-all solution.

Mortgage Financing Brand Strategy Real Estate Lending
What We Publish

Rate data, analysis, and guides — nothing more

We are an educational platform. Nordaux itself doesn’t arrange mortgages or guarantee rates — our founder does that separately as a licensed Sub-Mortgage Broker at Legacy Mortgage Group. If you choose to work with him, the lender pays the commission, never you, and there’s no obligation either way.

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Rate Tracking

We compile posted rates from lender public websites and present them in one place. Data is sourced and dated. Rates are not offers — they are editorial reference data.

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Market Analysis

We publish commentary on Bank of Canada decisions, rate trends, and what they mean for Canadian borrowers — written clearly, without jargon or sales language.

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Educational Guides

From first-time buyer basics to BC property transfer tax, stress tests, and renewal strategy — in-depth guides that give you the full picture before you talk to anyone.

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Free Calculators

Mortgage payment, affordability, PTT, CMHC premium, and renewal comparison tools. All client-side, no data collected, clearly labelled as estimates.

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Always Free to Read

Everything on Nordaux is free. We may eventually carry advertising or referral arrangements — these will always be clearly disclosed.

Why Read Us

An informed borrower is a better negotiator

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Big bank renewal offers are frequently above the best available market rates. Most borrowers don't know to push back — or what to push back to. Knowing the posted rate landscape before your renewal conversation changes the dynamic.

Rate ContextAggregated from public lender websites
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Fixed or variable? 2-year or 5-year? What does the stress test actually do to your purchasing power? These aren't complicated questions — they just require clear answers. That's what we publish.

Editorial AnalysisGuides and market commentary
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Our calculators let you run your own numbers before talking to a broker or banker — so you're not hearing figures for the first time across a desk. Estimates only, clearly labelled, no data collected.

Free CalculatorsClient-side, no data shared

Independent mortgage coverage — free, every week

Rate data, analysis, and educational guides for Canadian homeowners and buyers.

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